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EXCITE IS THE COMMUNITY'S CREDIT UNION

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NEW MEMBER BONUS!

Get a 5.00% APY* New Membership Bonus
(up to $2,500) for the first year!

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EXCITE IS THE COMMUNITY'S CREDIT UNION

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Get better rates, save more

Become an Excite Member and Apply for a Loan today!
Become a Member

EXCITE IS THE COMMUNITY'S CREDIT UNION

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Refinance your Auto

Reduce your current loan rate by 1%* and make no payment for 90 days!
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EXCITE IS THE COMMUNITY'S CREDIT UNION

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Home Equity Line of Credit (HELOC)

Use the equity in your home any way you like. 
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How can we help you?

Auto Loans
Credit Cards
Savings
Member Benefits
% Rates
Digital Banking
Wallet
Tax Forms

Become a Member

Excite gives everyone a chance to build a financially stronger future.

We design products to save you more money, and we're owned by our Members.

Become a Member

Current Offers

Refinance and Become a Member
Refer Family & Friends
Voltage Save & Spend

CHECK OUT OUR RATES!

up to

5.00%

APY* Savings for the first year!
up to

2.25%

APY* Voltage Save & Spend
up to

1.00%

APY* Go Checking
up to

5.00%

APY* Business Share Certificate
See all Rates
California Locations

California Locations

Curtner Branch

San Jose

Blossom Valley Branch

San Jose

Quetzal Gardens Branch

San Jose

Bernal Branch

San Jose
North Carolina Locations

North Carolina Locations

Glen Meade Branch

Wilmington

Racine Branch

Wilmington

Mobile Branch

Wilmington

What Our Members are Saying

I wished all the people I deal with where this efficient. I thank you for taking pride in your job. Hats off to Jorge.
Member for over 7 years
Me parece Mariela una persona muy profesional , sabe hacer su trabajo , muestra mucha experiencia, ágil y eficaz .

Mil felicitaciónes para ella excelente trabajo.
Ana
I've been in customer service for 35 years, Divya is a good customer service representative, Excite is lucky to have her.
Richard

Join our Community

Getting a membership with us isn't a transaction - it's a friendship, a partnership, a neighborhood-wide collab, a life-long pursuit of better, for you, me, us, them and everyone else we hang out with in life.
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*APR=Annual Percentage Rate. APY=Annual Percentage Yield. Rates subject to change without notice.